Terms & Conditions
Last updated: January 15, 2026
1. Acceptance of Terms
By accessing and using the website moneticaa.com (hereinafter, 'the Site'), owned by Moneticaa SpA, RUT 77.452.318-K, you agree to be bound by these Terms and Conditions. If you do not agree with any of these terms, please do not use the Site. Continued use of the Site after any modification of these terms constitutes your acceptance of such changes.
2. Description of Service
Moneticaa is an informational platform about real estate crowdlending in Chile. Through this Site, we provide information about the collective investment model in construction and urban development projects. The Site is informational in nature and does not itself constitute an offer of securities or an invitation to invest. Any investment decision must be made directly on the Moneticaa operating platform, subject to its own terms and regulations.
3. Usage Requirements
To use the Site, you must be over 18 years of age and have the legal capacity to enter into binding contracts under Chilean law. By using the contact form, you declare that the information provided is truthful and complete.
4. Intellectual Property
All content on the Site, including but not limited to text, graphics, logos, images, design, compilations, and software, is the property of Moneticaa SpA or its licensors and is protected by Chilean and international intellectual property laws. Reproduction, distribution, modification, or unauthorized use of any content on the Site is prohibited without the prior written consent of Moneticaa SpA.
5. Risk Disclosure
Investment in real estate projects through crowdlending involves inherent risks, including the possible partial or total loss of invested capital. Past performance is not indicative of future results. Before making any investment decision, we recommend consulting with an independent financial advisor. Moneticaa does not guarantee the profitability of any project and is not responsible for investment decisions made by users based on information provided on this Site.
6. Limitation of Liability
To the maximum extent permitted by Chilean law, Moneticaa SpA shall not be liable for direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the Site. The Site is provided 'as is' and 'as available', without warranties of any kind, express or implied.
7. Third-Party Links
The Site may contain links to third-party websites. These links are provided solely for your convenience and do not imply endorsement or affiliation with such sites. Moneticaa is not responsible for the content, privacy policies, or practices of third-party websites.
8. Applicable Law and Jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Chile. Any dispute arising from these terms or the use of the Site shall be submitted to the jurisdiction of the ordinary courts of justice of Santiago, Chile, with the parties waiving any other jurisdiction that may correspond to them.
9. Financial Regulation
Moneticaa SpA operates under the supervision of the Financial Market Commission (CMF) of Chile, in accordance with Law No. 21,521 (Fintech Law) and its complementary regulations. Regulatory authorization does not imply certification of the soundness of investments or the solvency of the company.
10. Modifications
Moneticaa SpA reserves the right to modify these Terms and Conditions at any time. Modifications will take effect from their publication on the Site. It is the user's responsibility to periodically review these terms.
11. Contact
For any inquiry related to these Terms and Conditions, you can contact us at: Moneticaa SpA, Av. Apoquindo 4700, Office 1203, Las Condes, Santiago, Chile. Email: legal@moneticaa.com. Phone: +56 2 2345 6789.